Where to Get Low Cost Health Insurance in Illinois

In Illinois, 1.4 million adults have no health insurance. And that number is expected to increase as costs rise and insurance companies to reduce or eliminate insurance benefits. So where can you find low cost health insurance in Illinois?

Exploring the options

Many Illinois residents are fortunate enough to obtain adequate health insurance through their employers. However, if you're unemployed or your company does not offer health insurance can still get coverage:

* If you left a job that offered health insurance or your employer dropped health insurance benefits, look into COBRA coverage. COBRA offers coverage under the insurance plan of your former employer's health for several months at his own expense.

* Watch covered in Illinois, the state program of health insurance. This program helps with health care and insurance for a variety of Illinoisans, including children, residents in low-income, uninsured adults, businesses and middle class families.

* Insurance group from an organization. If you buy health insurance through an organization like the group of alumni of the college or a professional group, you may be able to benefit from a lower group rate.

* Purchase an individual health insurance plan. This may be the most expensive option, but also offers more choices, like many types of individual plans are available: comprehensive coverage, major medical coverage, emergency coverage, short-term coverage, PPO, HMO, and poss.

Find a Low Cost Illinois health insurance policy

If you decide to buy an individual health insurance plan, an insurance comparison website is the best place to find a cheap policy. On these sites you will spend a few minutes filling out a form with information about yourself and your health insurance needs. Once completed the form you will receive health insurance quotes from multiple A-rated insurance companies.

The best websites even allow you to talk with insurance professionals through an online chat service so you can ask questions and be sure to get the best health insurance plan for you (see link below) .......